The new millennium has brought a sea change in investing opportunities and consumer challenges. As never before experience, independent thinking, and integrity are essential traits you need in your investment advisor. Over the past three decades, Hal Schwartz has helped clients just like you navigate new waters to achieve their financial goals. Read on to discover how he can help you attain your goals for today, tomorrow, and years into the future.

Hal Schwartz and the Del Mar Group are prepared to help you achieve your goals with a wide range of investment products and services, including:

• Managed Accounts
  Take the stress out of investing with our fee-based investment management services using a choice of stocks, bonds, and mutual funds.
• Mutual Funds
  Take advantage of the growth opportunities with the top mutual fund companies available today.
• Life Insurance
  Protect your family with competitive life insurance -- including new no-load, fee-based products -- from the top companies.
• Annuities
  Build security into your portfolio with fixed, equity-indexed or variable annuity products from the nation's leading companies.
• Long-term Care Insurance
  Ensure your family's financial security and a loved one's care with competitively priced long-term care products ranging from the basics to most extensive coverage available.
• Critical Illness Insurance
  Despite your best efforts, you may be leaving yourself and your family unprotected in the event of a major health crisis. Critical Illness Insurance provides you with an immediate lump-sum payout -- with no impact on other benefits to which you may be entitled -- that you can use in any way. Critical Illness Insurance fills an important gap in most consumers' financial security. Find out how today.