Critical Illness Protection

Make Your Recovery Worry Free with Critical Illness Insurance

Because saving your life shouldn't cost your life savings

Would you want your recovery troubled by money worries over those expenses not covered by your health, disability and long-term care insurance? Or would life be easier with a lump sum payout that provides additional funds to help you with your recovery?

There's a solution... it's called critical illness insurance.

As soon as you've been diagnosed with a covered critical health condition, you receive an immediate income-tax-free lump sum payout you can use in any way you see fit without restriction, such as:

• Experimental medical treatments
• Physical and occupational therapy
• Replacement of lost wages
• Household living expenses
• Uncovered health expenses, such as co-pays
• In-home assistance
• Any way you want or need!

Best of all, Critical Illness Insurance is in addition to all your other insurance coverage, and has no impact on the benefits you receive from other policies and Medicare. It's a completely independent source of tax-free funds to see you through a difficult time.

Why Haven't You Heard about Critical Illness Insurance Before Now?
Critical illness insurance may be relatively new to the United States, but it has been a popular product throughout the world - especially South Africa, the United Kingdom, Canada, Japan and Australia -- for more than 20 years. The product was first created by Dr. Marius Barnard, brother of Dr. Christiaan Barnard, the innovative South African cardiac surgeon who performed the first heart transplant.

"Medical science can save lives, but it can't salvage lost bank balances. In other words, we'll keep you alive, but we won't provide the money to support you."
Dr. Marius Barnard